The same has been studied from the data drawn from big data of RBI. At this juncture, a performance analysis of the SFBs is imperative to understand how they have performed so far and how far they are healthy, stable and sound, so that they can take forward and implement the agenda of financial inclusion successfully. Now it is four years since SFBs were started. Small Finance Banks (SFBs) are a new variant of financial institution exclusively for penetration of banking services into un-served and underserved pockets through financial inclusion and making banking services, particularly credit, available to people who have no or little access to such services. However sensitive and confidential data are available only for authorized users. Data of all financial transactions are captured by RBI and stored in their central server which can be accessed by the users for analysis and research. Cloud technology and big data analytics have encroached on the entire business environment now and the financial sector is not an exception.
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